The future of the ATM has now been introduced at several banks, where they are getting rid of an old staple: The envelope. More ATMs today are equipped with scanning equipment which makes for better check-processing. Bank of America has said it will convert all of its 13,800 deposit-taking ATMs nationwide by the end of the year. Wells Fargo and JPMorgan Chase are also taking the plunge. Celent says that one in five ATMs will be converted soon. Article